Portfolio Diversification
BancAlliance provides high-quality loan opportunities that offer portfolio diversification with respect to loan type, borrower industry, and interest rate risk.
Member Loan Referrals
BancAlliance members can refer loans exceeding their individual hold size to the network, allowing members to retain valuable relationships while addressing a borrower’s growing needs.
Increased Profitability
Participation in BancAlliance can increase a member’s earnings and return on equity. Loans sourced through the network allow members to supplement local loan demand and redeploy excess liquidity.
AP operates as a dedicated asset manager and is accountable to members, who control the BancAlliance Board of Directors. AP purchases and holds a portion of every loan closed on behalf of members.
Lending Expertise
BancAlliance members have access to experienced lenders at AP who work closely with our members to ensure they have all the tools necessary for thorough underwriting of each loan sourced through the network. AP provides analysis, documentation, support, and training to support all lending decisions. AP also provides loan servicing throughout the full credit life cycle, allowing members to continuously monitor loans sourced through the network.
BancAlliance connects members to community banking colleagues throughout the country through member meetings, held twice a year, where members discuss and direct the network’s activities.

BancAlliance At-A-Glance