- Corporate Financing
- Middle market corporate finance loans are typically floating rate term loans and revolvers to strong performing, corporate borrowers generating $25mm – $300mm of cash flow annually (EBITDA). Loans typically have a maturity of 4-6 years. Estimated yields currently range from 3-7% and LTVs average 30-60%. We target senior secured loan opportunities in industries such as manufacturing, healthcare, business services, infrastructure services, financial services, software, and media and entertainment. Click here to access our glossary of commonly used terms in this market.
- Equipment Financing
- Mid and large ticket equipment loans and leases are both fixed and floating rate loans with maturities between 3 and 10 years. These loans are secured on a first lien basis with tangible equipment and are also recourse to the borrower. Equipment loans have annual amortization designed to exceed the expected depreciation. Estimated yields currently range from 3 – 6%. Click here to access our white paper on equipment finance.
Our Credit Approach
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Underwriting Approach
Loans are sourced through multiple channels and then subject to a rigorous underwriting process. -
Selectivity Metrics
Approximately 10% of loans screened on behalf of BancAlliance will make it through the underwriting . -
Sample Loan Opportunities
Look at two loans funded by BancAlliance members in 2012 .
