Strong growth in the leveraged lending market has been addressed recently both by Regulators and the press. The May 2019 Federal Reserve Financial Stability Report  (the “Report”) highlights that […]
Recent Moody’s Study on Leveraged Lending Recovery Rates and Application to the BancAlliance Portfolio On August 16, 2018, the Wall Street Journal published an article titled “Leveraged Loans Not as […]
On May 29, 2018, President Trump signed the Economic Growth, Regulatory Relief and Consumer Protection Act into law in an effort to provide regulatory relief to the banking sector. The […]
Many members have asked us how the Tax Cuts and Jobs Act of 2017 (TCJA) bill passed last year will affect both private equity (PE) firms and lenders. Recently, PitchBook […]
As we enter the new year, the future of a federal agency long pilloried by many community banking advocates for imposing new compliance restrictions on small lenders remains uncertain.
BancAlliance headed back to Miami this year, spending two glorious days in the sun while discussing everything from ever-more-elusive financial covenants to the new beneficial ownership rules.
As you may be aware, there has been discussion in the news about replacing LIBOR in 2021. Please see below for an update on the current situation and our assessment […]
In mid-November, 14 bankers attended a two-day session hosted by the BancAlliance Consumer Loan Program.
CECL will have a wide-ranging impact on financial institutions’ allowance processes; experts recommend getting a head start on developing that holistic approach.
Congratulations to our fellow member Tennessee State Bank, who recognized the changing needs of their customers and, in response, executed a well-researched plan to bring their consumer lending capabilities up to the millennial approved standard.